Terms of Use

These Terms of Use govern your access to and use of the services, platform, and related features provided by butokoa (referred to as "we," "us," or "our") through butokoa.com (the "Site"). By accessing or using our services, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree, you must discontinue use immediately.

By registering an account, accessing the Site, or using any feature of our services, you enter into a binding agreement with butokoa under these Terms of Use. These Terms apply to all visitors, registered users, and anyone who interacts with our platform in any capacity.

We reserve the right to update or modify these Terms at any time. Continued use of the services following any such change constitutes your acceptance of the revised Terms. We will indicate the date of the most recent revision at the top of this page.

butokoa provides personalized online services focused on predictive financial AI analytics implementation. Our platform enables clients to receive professional guidance, individual work plans, and direct interaction with specialists on a remote basis, without geographical limitations.

Services may include, but are not limited to:

• One-on-one consultations with qualified specialists
• Customized learning and implementation programs
• Access to analytical tools, resources, and platform features
• Ongoing support and adaptive guidance tailored to individual client needs

The scope and availability of specific services may vary. We reserve the right to modify, suspend, or discontinue any part of the services at any time with reasonable notice where practicable.

To use our services, you must:

• Be at least 18 years of age or the age of legal majority in your jurisdiction
• Have the legal capacity to enter into binding agreements
• Not be prohibited from receiving such services under applicable laws
• Provide accurate, current, and complete information during registration

By using the platform, you represent and warrant that you meet all eligibility requirements. We reserve the right to refuse service or terminate access for any user who does not meet these criteria.

4.1 Account Creation

Access to certain features requires the creation of a user account. You agree to provide truthful, accurate, and complete information during the registration process and to keep this information current at all times.

4.2 Account Responsibility

You are solely responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You must notify us immediately at help@butokoa.com if you become aware of any unauthorized access or security breach affecting your account.

4.3 Account Sharing

Accounts are personal and non-transferable. You may not share, sell, or otherwise transfer your account or credentials to any third party. Each individual user must maintain their own account.

You agree to use our services only for lawful purposes and in a manner consistent with these Terms. You must not:

• Use the platform for any fraudulent, deceptive, or unlawful purpose
• Attempt to gain unauthorized access to any part of the platform or its systems
• Interfere with or disrupt the integrity or performance of the services
• Upload, transmit, or distribute malicious code, viruses, or harmful content
• Scrape, harvest, or extract data from the platform without prior written consent
• Impersonate any person or entity, or misrepresent your affiliation with any person or entity
• Engage in any conduct that could damage, disable, overburden, or impair our infrastructure
• Use automated tools, bots, or scripts to access or interact with the platform without authorization
• Reproduce, duplicate, copy, sell, or exploit any portion of the services for commercial purposes without our express written permission

6.1 Ownership

All content, materials, software, tools, designs, text, graphics, and other elements available through the platform are the exclusive property of butokoa or its licensors and are protected by applicable intellectual property laws. Nothing in these Terms transfers any ownership rights to you.

6.2 Limited License

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the platform solely for your personal, non-commercial purposes as intended by the services.

6.3 User Content

If you submit, upload, or share any content through the platform, you grant butokoa a non-exclusive, worldwide, royalty-free license to use, store, and process such content solely as necessary to provide and improve the services. You retain ownership of your content and represent that you have all necessary rights to grant this license.

7.1 Fees

Certain services are offered on a paid basis. All applicable fees will be clearly communicated prior to purchase. By completing a purchase, you authorize us to charge the stated amount using your selected payment method.

7.2 Payment Processing

Payments are processed through secure third-party payment providers. We do not store your full payment card details. You agree to comply with the terms and conditions of the applicable payment processor.

7.3 Refunds

Refund eligibility is determined on a case-by-case basis in accordance with our refund policy, which is made available separately. We reserve the right to decline refund requests where services have been substantially delivered or where misuse has been identified.

7.4 Price Changes

We reserve the right to modify pricing at any time. Where changes affect active subscriptions or ongoing engagements, we will provide reasonable advance notice.

Your use of the platform is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our services, you acknowledge and consent to the collection, use, and processing of your personal data as described in the Privacy Policy.

We are committed to handling your data with care and in accordance with applicable data protection standards. For any privacy-related inquiries, please contact us at help@butokoa.com.

Our platform may contain links to or integrations with third-party websites, tools, or services. These are provided for convenience only. butokoa does not control, endorse, or assume responsibility for the content, practices, or policies of any third-party services. Your use of third-party services is at your own risk and subject to their respective terms.

10.1 No Guarantee of Results

While we strive to deliver high-quality, personalized services, we do not guarantee specific outcomes, financial returns, or results from the use of our platform or the implementation of any analytics or recommendations provided through our services.

10.2 Service Availability

We do not warrant that the platform will be available at all times, error-free, or uninterrupted. We reserve the right to perform maintenance, updates, or modifications that may temporarily affect availability.

10.3 Limitation of Liability

To the fullest extent permitted by applicable law, butokoa shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the services, even if we have been advised of the possibility of such damages. Our total aggregate liability for any claim arising under these Terms shall not exceed the amount paid by you to butokoa in the twelve months preceding the claim.

10.4 Indemnification

You agree to indemnify, defend, and hold harmless butokoa and its officers, employees, contractors, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of or in connection with your use of the services, your violation of these Terms, or your infringement of any third-party rights.

We reserve the right to suspend or terminate your access to the platform at our sole discretion, with or without notice, for conduct that we determine violates these Terms, is harmful to other users, or is otherwise detrimental to our services or business interests.

You may terminate your account at any time by contacting us at help@butokoa.com. Upon termination, your right to access the services will cease immediately. Provisions of these Terms that by their nature should survive termination shall continue to apply.

These Terms constitute the entire agreement between you and butokoa with respect to your use of the services and supersede all prior agreements, understandings, or representations. If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

Any dispute arising from or relating to these Terms or the services shall first be addressed through good-faith negotiation. If resolution cannot be reached informally, disputes shall be submitted to binding arbitration or resolved through the appropriate legal process, as applicable.

By creating an account or using our services, you consent to receive communications from us electronically, including via email. These communications may include service updates, billing information, and other notices relevant to your account. You may opt out of non-essential communications at any time through the preferences in your account settings or by contacting us directly.

We may revise these Terms of Use from time to time. The most current version will always be available at butokoa.com. Material changes will be communicated through the platform or via email where reasonably practicable. Your continued use of the services after any revision takes effect constitutes your acceptance of the updated Terms.

If you have any questions, concerns, or requests regarding these Terms of Use, please contact us using the details below:

• Company: butokoa
• Address: 26 King's Inns St, Rotunda, Dublin 1, D01 P2W7, Ireland
• Email: help@butokoa.com
• Phone: +353 21 485 8340
• Website: butokoa.com